Last month, we shared with you the details of what to expect during the life insurance application and paramedical exam process. Some of you may be wondering “But what exactly will they be testing for?” So, to add that last piece to the puzzle, we thought we’d provide some specifics regarding what underwriting is looking […]
Expecting a child is one of the most exciting times in one’s life. You’re filled with hope for the future, daydreaming about what lies ahead for your family. With that little bundle of joy, however, comes an immense amount of responsibility. This little life will look to you for love and guidance; and every decision […]
We’ve spent the last few weeks educating you on the life insurance underwriting and paramedical exam process. But, what about the steps leading up to the medical exam? What can you expect from the application process and how long does it all take? Today, we’ll review each step in detail, hopefully preparing you for what lies ahead.
While you can’t control how chronic illness impacts the life insurance underwriting process, there are ways you can prepare to keep your rates affordable. Here are some basic tips to help you prepare for the paramedical exam to ensure the best results.
If you’ve never had a life insurance medical exam before, you probably have some questions, and even a little anxiety. Today, we’re going to walk you through the process and provide answers to some of the most commonly asked questions.
To help you on your quest for the truth, we’re here to debunk the 10 most common myths about life insurance. Armed with the facts, you can make an informed decision, ensuring your loved ones are financially set should something happen to you.
Often, the difference between successful and unsuccessful businesses can come down to the determination and vision, as well as financial backing, of primary individuals within the company. These individuals become key to the success of the company, as a whole. But, what happens if that person suddenly and unexpectedly dies? A crew without a captain […]
For most American families, purchasing life insurance is an important financial purchase. Upon the named insured’s death, the beneficiaries will receive a death benefit that will, hopefully, ensure their financial security for years to come. With over 2,000 life insurance companies to choose from, and a myriad of policies to sift through, choosing the right […]
As you probably already know, there are multiple steps to purchasing a life insurance policy. After obtaining quotes and selecting the policy and coverage that’s right for your family, you’ll be asked to answer some medical questions and possibly undergo a medical exam. During the application process, you’ll also be required to select a beneficiary […]
If you have a spouse or loved one who refuses to discuss life insurance, it might be time to take a different approach. Here are a few pointers that might help you open up a dialogue on the subject.
