Insurance agencies are now offering greater coverage options for HIV positive customers. With more powerful and effective treatment opportunities becoming available and the overall life expectancy of HIV patients extending, many companies are creating plans to effectively cover these at-risk individuals.
Through this series, we have highlighted some critical plans to make now, which can help in this situation. For part 6, we are looking at some simple dos and don’ts for the time following a loved one’s passing.
If you’ve recently lost a spouse, you likely have a million things on your mind. Today, we are sharing with you Part 5 of our 6-part series: The Surviving Spouse’s To-Do List.
Today, we’re sharing with you Part 4 of our 6-part series: _[The Surviving Spouse’s To-Do List]_. Each individual’s situation is unique, so this is meant to serve as a guideline.
Over the last few weeks, we’ve detailed the initial steps a widow(er) should take after the loss of their spouse. Part One tackled the paperwork that must be gathered, while Part Two offered advice regarding collecting survivor benefits. This week, we will address the steps regarding handling the will and preparing the estate.
Part 2 of our 6-part series: The Surviving Spouse’s To-Do List.
Part 1 of our 6-part series addresses the first item on your to-do list – gathering your paperwork.
Last week, we shared some options regarding what to do if you have found yourself in a difficult financial situation and are unable to pay your upcoming life insurance premium. Today, we wanted to offer a few more alternatives, as well as review some commonly asked questions.
If you’re having trouble paying your life insurance premium and are considering canceling your life insurance policy, make sure you understand all the potential repercussions. Don’t make a hasty decision now that could significantly impact your family later, just to save a money in the short term.
Each of us has a different vision of what retirement will look like. Some plan to travel, while others hope to volunteer in their community or spend more time with family. You’ve spent all these years focusing on building a nest egg for your later years, it’s time to sit back and reap the rewards. For many, this means doing away with their life insurance policies. After all, there’s little to no income to replace should you pass on and your dependents are out of the house, right?
